A 2016 research by Christine Dobridge of this Federal Reserve illustrates the paradox:

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A 2016 research by Christine Dobridge of this Federal Reserve illustrates the paradox: Payday advances are immediate, short-term cash advances against someone’s paycheck that is next. They are able to assist in emergencies, but could additionally keep borrowers indebted for decades. They target individuals without bank cards — frequently people that have the worst credit […]